Friday, January 24, 2020

Christopher Marlowes Doctor Faustus Essays -- The Life and Death of D

From the outset of Marlowe's play 'Doctor Faustus,' it is clear that Faustus is a man who is unwilling to accept the limitations of human knowledge. In seeking to become more than a man, with no regard for the spiritual consequences, he becomes an example to the religious audience of Marlowe's time of what happens when a man pursues knowledge undeterred by moral boundaries. From the outset of the play, Faustus appears to be driven by his thirst for knowledge. The chorus introduces him as 'gluttedà ¢Ã¢â€š ¬Ã‚ ¦with learning's golden gifts,' and led by his desire to further expand his knowledge he 'surfeits upon cursed necromancy.' Here, I noticed that imagery connected with food and overindulgence is used to illustrate the scholastic gluttony that seems to control Faustus' actions, as though by learning he were feeding a hunger. His own words at the beginning of the play, which are interspersed with the names of works he has studied and phrases in foreign languages, immediately convey his strongly academic nature. Showing the importance Faustus attaches to learning, his first request of Mephastophilis is for knowledge relating to the whereabouts of hell, and he later continues to question the demon on astrology and philosophical issues. He also receives a number of books from both Mephastophilis and Lucifer, which he vows to 'keep as chary as my life,' and uses his twenty four years before damnation to continue his studies, seeking to 'prove cosmography' and becoming renowned for his 'learned skill' as 'his fame spread forth in every land.' Born from 'parents of base stock' and rising to greatness beyond the normal scope of man, I think that Faustus could be seen as a Renaissance hero were it not for the misdirecti... ...ic consequences of his actions. This is reinforced by the judgement of the chorus, who provides the moral framework with which the audience is encouraged to view Faustus. I think that the prologue and epilogue, features of Morality Plays, are particularly important in ensuring that the audience is given the intended impression of the central character, whose fate, the chorus insists at the play's closing, is deserved due to his acting on the desire to 'practice more than heavenly power permits.' When Faustus is finally dragged away to hell at the close of his twenty four years of demonic power, he serves as a reminder to Marlowe's audience of what happens to those who disobey God. Essentially therefore, I agree that the play's message concerns the dangers, in this case spiritual, that a thirst for knowledge poses when coupled with a lack of morality.

Thursday, January 16, 2020

Consumer vs Commercial Loans

CONSUMER LOANS VS COMMERCIAL LOANS Prepared By:|   | |   | Rohit Iyer| 11FN-082| Sahil Gupta| 11IB-069| Consumer Loans * Consumer loans are those loans which are required by a person for their personal needs. * If a car loan(finance or lease) is obtained by a company/individual for commercial purposes it is a commercial finance where as if the same kind of car loan is availed by a an individual who would use that car for his personal needs and would not gonna earn rent from that car that is considered a consumer loan.Hence, we can say that consumer loans would not become a source of earning for the borrower, * Examples:- Credit Cards, Personal Finance, Car Finance, Mortgage Finance Features of a personal loan * Variable interest rate: – A Variable Interest Rate Personal Loan has an interest rate that may change during the loan term. Accordingly your personal loan repayment may change throughout the life of the loan. With Variable Interest Rate Personal Loans you can make e arly or additional repayments without incurring any penalties. Fixed interest rate: – A Fixed Interest Rate Personal Loan has an interest rate that stays the same for the full loan term. The loan repayment should not change due to interest rate changes throughout the full term of the loan. With a Fixed Interest Rate Personal Loan you cannot pay extra to get ahead in your repayments. The repayment amount specified in your loan contract needs to be paid each week, fortnight or month as per the arrangement until the loan is paid in full. If additional payments are made, charges may be incurred. Secured: – A secured personal loan is a loan in which the borrower pledges an asset eg a car or property as collateral for the loan. The debt is then secured against the collateral so in the event that the borrower defaults the lender can take possession of the asset used as collateral and may sell it to satisfy the debt by regaining the amount originally lent to the borrower. * Un secured: – An unsecured personal loan requires no collateral or security. This type of loan is supported only by the borrower’s creditworthiness, rather than an item of collateral. Advantages: Personal loans do not require you to produce any collateral or security, like other loans. * There is no agent or middleman while obtaining this loan. * Banks are always ready to offer personal loans. * All that is required is that you need to satisfy the eligibility criteria. * You may use the loan for educational or even holiday purposes. * You can avail a personal loan during times of emergency when you are short of cash, since you need not answer too many questions to the bank. * You may avail personal loans according to your eligibility ranging anywhere from Rs. 5,000 to Rs. 10,00,000. * It is better to avail a personal loan than to borrow cash on your credit card comparing the interest rate on both. Disadvantages: * The eligibility criteria are stricter in case of personal loans, since there is no security required and the paper work is minimum. * The bank checks on you capability to repay more than any other loan due to the same reason. * Since the bank has a higher risk while providing personal loans, they follow a list of approved categories of borrowers. Interest rates for personal loans could range from 12 % to 30 %, while the service charges and prepayment penalty are also very high. Commercial Loans * Commercial Loans are for business purposes. Usually given to  companies  to meet their various business needs. * This category of loan is introduced with the aim to help establishments sustain and grow. * Examples:- Running Finance, Cash Finance, Term Finance, Export Finance, FATR, FAPC II etc Some of its salient features can be described as below: Unrestricted funds: Money extendable under the commercial loans program has no restrictions. A business organization that is eligible for extended line of credit can inevitably find large amount tra nsferred to its bank account. The money can range from small dollar amounts to large sums. * Online Application: Filing of online application for grants is possible. Business owners just need to fill in an online form and submit the same with required documents. * Repayment Assurance: An enterprise owner has to provide assurance of repayment to the lender.This can be done by offering collateral support, credit card, property documents or any other valuables that provide enough assurance. Funds drawn against repayment assurances are kept extended. * Not Restrictive to Business Types: Commercial loans are available to all categories of entrepreneurs without restriction. It means that anyone from any industry can apply for finances. It is unimaginative how this loan support works for all. Just anyone can qualify irrespective of the industry type, small business or large organization. * 24 x7 hr Approval: Business Loan approval is kept open for 24 hours.So, any entrepreneur in an immedi ate need can apply for the grant. Banks are not imaginative and so deploy their work force on a 24Ãâ€"7 hr basis to get an organization funded. It is also true that the support staff does all the nitty-gritty, goes through the details, conducts enquiries, and then forwards the application to make grants available. * Good Credit Scores Required: Financers look for good credit scores before granting loan to an organization. So, an enterprise should work hard to build up its credit scores. Statistical Data:

Tuesday, January 7, 2020

Simple Random Samples From a Table of Random Numbers

There are a variety of different types of sampling techniques. Of all statistical samples, the simple random sample is indeed the gold standard. In this article, we will see how to use a table of random digits to construct a simple random sample. A simple random sample is characterized by two properties, which we state below: Every individual in the population is equally likely to be chosen for the sampleEvery set of size n is equally likely of being chosen. Simple random samples are important for a number of reasons.  This type of sample guards against bias.  The use of a simple random sample also allows us to apply results from probability, such as the central limit theorem, to our sample. Simple random samples are so necessary that it is important to have a process to obtain such a sample.  We must have a reliable way to produce randomness. While computers will generate so-called  random numbers, these are actually pseudorandom. These pseudorandom numbers are not truly random because hiding in the background, a deterministic process was used to produce the pseudorandom number. Good tables of random digits are the result of random physical processes. The following example goes through a detailed sample calculation. By reading through this example we can see how to construct a simple random sample with the use of a table of random digits. Statement of Problem Suppose that we have a population of 86 college students and want to form a simple random sample of size eleven to survey about some issues on campus. We begin by assigning numbers to each of our students. Since there is a total of 86 students, and 86 is a two digit number, every individual in the population is assigned a two digit number beginning 01, 02, 03, . . . 83, 84, 85. Use of the Table We will use a table of random numbers to determine which of the 85 students should be chosen in our sample. We blindly start at any place in our table and write the random digits in groups of two. Beginning at the fifth digit of the first line we have: 23 44 92 72 75 19 82 88 29 39 81 82 88 The first eleven numbers that are in the range from 01 to 85 are selected from the list. The numbers below that are in bold print correspond to this: 23 44 92 72 75 19 82 88 29 39 81 82 88 At this point, there are a few things to note about this particular example of the process of selecting a simple random sample. The number 92 was omitted because this number is greater than the total number of students in our population. We omit the final two numbers in the list, 82 and 88. This is because we have already included these two numbers in our sample. We only have ten individuals in our sample. To obtain another subject it is necessary to continue to the next row of the table. This line begins: 29 39 81 82 86 04 The numbers 29, 39, 81 and 82 have already been included in our sample. So we see that the first two-digit number that fits in our range and does not repeat a number that has already been selected for the sample is 86. Conclusion of the Problem The final step is to contact students who have been identified with the following numbers: 23, 44, 72, 75, 19, 82, 88, 29, 39, 81, 86 A well-constructed survey can be administered to this group of students and the results tabulated.